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ALL RISKS – z ang. “wszystkie ryzyka” jest to ubezpieczenie, które gwarantuje odpowiedzialność zakładu ubezpieczeń za wszystkie zdarzenia, które nie są wykluczone w OWU. Czym różni się ALL RISKS od standardowego ubezpieczenia ? W standardowym ubezpieczeniu w OWU są zapisane dwa ważne rozdziały : zakres ochrony – czyli katalog tylko tych zdarzeń, za które zakład
